Competition, Performance and Trade-offs in Microfinance A Research Outline for Randomized Evaluation of Targeted Credit Interventions

Projektinformation

Beskrivning

Growing competition in microfinance markets has recently been censured for default crises and less self-sustainability of microfinance institutions (MFIs). This study introduces a new competition indicator to microfinance data, and also uses the usual measures, to explore how competition impacts MFIs’ outreach and performance, capitalization and portfolio quality using MFI-level cross-country panel data compiled from reliable secondary sources. Instrumental variables approach with GMM technique tackles the potential endogeneity of performance and costs. Results show that competition has no impact on MFIs’ depth of outreach and profitability, but it can improve repayments and capitalization levels. Results also show that competition levels over the years vary in some countries while remain unchanged in others and findings differ as competition measures change. Analyses should arouse further research interests, replication elsewhere and help MFIs to attain self- sustainability.
Kort titelCompetition, Performance and Trade-offs in Microfinance
StatusSlutfört
Gällande start-/slutdatum09/01/201231/08/2014

Forskningsresultat

Are microfinance markets monopolistic?

Kar, A. K. & Bali Swain, R., 2018, I : Applied Economics. 50, 1, s. 1-14 14 s.

Forskningsoutput: TidskriftsbidragArtikelVetenskapligPeer review

Öppen tillgång
Fil

Measuring competition in microfinance markets: A new approach

Kar, A. K., 29 feb 2016, I : International Review of Applied Economics. 30, 4, s. 423-440 18 s.

Forskningsoutput: TidskriftsbidragArtikelVetenskapligPeer review

Öppen tillgång
Fil

Competition, performance and portfolio quality in microfinance markets

Kar, A. K. & Bali Swain, R., 2014, Competition, performance and portfolio quality in microfinance markets. Uppsala: Uppsala University, 33 s. (Working Paper Series; vol. 2014, nr. 8).

Forskningsoutput: Kapitel i bok/rapport/konferenshandlingKapitelVetenskaplig