Welfare beyond Borders: Filipino Transnational Families’ Informal Social Protection Strategies

Remittances and caregiving arrangements are among the most significant practices of informal social protection against
social risks and exclusion among transnational families. This article argues that remittances can provide social protection
in cases where formal welfare services do not reach the citizens properly. Furthermore, it illustrates how members of
Filipino transnational families can create sustainable informal social protection and utilise it long-term. The transnational
practices are analysed to show how migrant capital, particularly the intersection of economic and social capital (Bourdieu,
1986), is transferred to informal social protection through meaningful reciprocity between the senders and recipients of
remittances. Successful allocation of remittances and negotiation of care arrangements depend on the realisation of reciprocity and its social context, such as life circumstances, moral obligations and migrants’ personal goals for migration. The
data draw on observations and 41 qualitative interviews conducted both in Finland and in the Philippines.